Tami Winbury

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Friday, December 9, 2011

Ca. Realtors Launch Spanish- Language Real Estate Site

California REALTORS® launch Spanish-language real estate search site


Contact Tami Winbury Keller Williams Realty for all your Real Estate needs. 805-798-3412 www.TamiWinbury.com Spanish Translator.

Consumer site Sucasa.net developed as sister site to California Living Network

The California Association of REALTORS® has launched a consumer-facing website for Spanish speakers looking for California real estate, the association has announced.

The site is Sucasa.net (the Spanish phrase "su casa" translates to "your house") and it is a sister site to the English-language California Living Network. Both are powered by Realtor.com and contain the same multiple listing service data.

"With Spanish ranking as the second most widely spoken language in the U.S. and Spanish speakers making up (a significant percentage) of California's population, we recognize the market potential for this homebuyer population," said LeFrancis Arnold, CAR's president, in a statement.

As of 2010, 28.9 percent of California's population spoke Spanish or Spanish Creole, according to the U.S. Census Bureau. Of the state's 37.3 million inhabitants, 37.6 percent identified as Hispanic or Latino and of those in that group 5 and up, 76 percent spoke Spanish.

On Sucasa.net, users can search for for-sale homes or rentals by city and state or ZIP code and filter their search by price range, number of bedrooms and bathrooms, property type, property features, home size, lot size, and how long ago the property was built. Results appear in list view, map view or grid view.

The site took about six months to develop, according to CAR. The association used a combination of professional translators and a variety of focus groups to translate the site's navigational elements and other standardized text.

Because of their sheer number and need for ongoing maintenance, property descriptions and listings details on the site are machine-translated, CAR told Inman News

Contact Tami Winbury Keller Williams Realty for all your Real Estate needs. 805-798-3412 www.TamiWinbury.com Spanish Translator.


Sitio de búsqueda de las propiedades inmobiliarias de la Español-lengua del lanzamiento de California REALTORS®

Entre en contacto con los bienes raices de Tami Winbury Keller Williams para todas sus necesidades de las propiedades inmobiliarias. 805-798-3412 www.TamiWinbury.com
Traductor español. Sitio Sucasa.net del consumidor desarrollado como sitio de la hermana a la red viva de California La asociación de California de REALTORS® ha puesto en marcha un Web site del consumidor-revestimiento para los altavoces españoles que buscaban las propiedades inmobiliarias de California, la asociación ha anunciado. El sitio es Sucasa.net (el " español de la frase; casa" del su; traduce al " su house") y es un sitio de la hermana a la red viva de lengua inglesa de California. Ambos son accionados por Realtor.com y contienen los mismos datos de servicio del listado múltiple. " Con la graduación española como la segunda lengua extensamente hablada en los E.E.U.U. y los altavoces españoles que componen (un porcentaje significativo) de California' población de s, reconocemos el potencial de mercado para esta población del homebuyer, " LeFrancis dicho Arnold, CAR' presidente de s, en una declaración. En fecha 2010, el 28.9 por ciento de California' la población de s habló criollo español o español, según la Oficina de Censos de los E.E.U.U. Del state' s 37.3 millones de habitantes, el 37.6 por ciento identificado como hispanico o Latino y de ésos en ese grupo 5 y para arriba, el 76 por ciento habló español. En Sucasa.net, los usuarios pueden buscar para los hogares o los alquileres de la para-venta por la ciudad e indicar o el código postal y filtrar su búsqueda por el rango de precios, el número de dormitorios y los cuartos de baño, tipo de característica, las características de la característica, el tamaño casero, tamaño de porción, y cuánto tiempo hace la característica fue construido. Los resultados aparecen en la opinión de la lista, la opinión del mapa o la opinión de la rejilla. El sitio tardó cerca de seis meses para convertirse, según el COCHE. La asociación utilizó una combinación de traductores profesionales y de una variedad de grupos principales para traducir el site' los elementos navegacionales y otro de s estandardizaron el texto. Debido a su número y necesidad escarpados del mantenimiento en curso, las descripciones de la característica y los detalles de los listados en el sitio son traducidos por computador, las noticias dichas COCHE de Inman Entre en contacto con los bienes raices de

Tami Winbury Keller Williams para todas sus necesidades de las propiedades inmobiliarias. 805-798-3412 traductor del español de www.TamiWinbury.com.

Thursday, December 1, 2011

How to Buy After a Foreclosure

How to Buy After A Foreclosure

Contact Tami Winbury Keller Williams Realty for all your Real Estate needs. SFR designated.
805-798-3412 DRE#01878369

Homeowners facing foreclosure seem to be desperate to buy again.

Frequently, I receive inquiries from someone who hasn't yet lost their home to foreclosure but anticipates they soon will, and wants to be able to get back into the market.

In the same breath, many of these folks say they're ready to pay top dollar for their next home, and pay an additional premium if they are forced to rely on lease-to-own, seller financing, or a hard-money mortgage.

Others claim they don't want to miss out on the opportunity to build equity in a home instead of paying rent, or cite the tax advantages of homeownership as the piece they particularly want to retain.



Here are four suggestions for how you can wisely use that waiting period to recover from a foreclosure -- these steps also do double duty in terms of setting you up for success and sustainability the next time you buy a home.


1. Feel the pain.
Many folks are still in the early stages of grief at the loss of their home: anger and denial. They are angry at the bank, and in denial about the loss of their home and its advantages, from status to tax write-offs.

What I know is that getting through this grief is an essential first step to truly moving forward. Inherent in grief is an acknowledgement that something is dead and over. The acceptance of that finality is what allows you to move forward and learn the lessons that such experiences can teach.

As long as you're stuck in the emotional protestations of how unfair it was that you lost your home, or spinning in a place of outrage about the Wall Street bailouts, you're probably not making emotional progress to the point where you can begin to learn from your experience.


2. Metabolize the loss.
Henry Cloud, bestselling author of "Necessary Endings: The Employees, Businesses, and Relationships That All of Us Have to Give Up in Order to Move Forward" (Harper Business, 2011), recommends that we treat our painful past experiences as our bodies do food, metabolizing them by taking away the lessons we can distill from them that will fuel our future decisions, and leaving behind the pain and other toxic wastes from the experience.

Individuals and couples should take time out to acknowledge what has happened, and distill and discuss mistakes that were made and insights you've gained so that you can avoid repeating them in the future. It's a meaningful method for progressing past grief and repositioning yourself to make smarter decisions about your money and your mortgage for the rest of your life.


3. Avoid rebound home purchases.
There's a whole lot of what I call tuition -- the price we pay to learn life lessons -- involved in the loss a home to foreclosure. If rush in too quickly to the next home purchase, chances are good we'll miss the lesson and get nothing for the tuition. This is evident in the gymnastics many foreclosed homeowners are considering going through in order to buy a home at all costs. These may mirror their willingness a few years ago to take on an unsustainable mortgage, which is what got some portion of them into foreclosure in the first place.

Trying to replace our losses on the rebound, be it after a breakup or after a foreclosure, is how people end up repeating their mistakes. Making new, unsustainable mortgage commitments and chronically overspending or over borrowing is no different from your friend who keeps repeating the same old dysfunctional relationship patterns, year after year.


4. Heal your finances.
My advice to foreclosed homeowners is to devote some real time to working on their finances, without worrying about buying another home. Get your debt paid down or off. Change your spending habits and your overall relationship with money. Get your taxes current and paid. Save some money. Create the habit of paying every bill on time every time. Eliminate unnecessary monthly expenses. Work the programs in "365 Days to Organized Finances or Financial Recovery," or some similar book, or both. Focus for awhile on your career development.


Tara-Nicholle Nelson is author of "The Savvy Woman's Homebuying Handbook" and "Trillion Dollar Women: Use Your Power to Make Buying and Remodeling Decisions."