How to Shop for a Mortgage

How to Shop for a Mortgage

In theory, finding the right mortgage should be a fairly simple process, especially since there are fewer product options to choose from these days than there have been in the past. However, obtaining the right mortgage is a complex financial decision no matter how many products there are to choose from. At a minimum, home buyers should consider the following questions before putting any mortgage into place: How long do you anticipate living in your new home? Do you foresee any changes over the next few years, such as expanding your family or having children go off to college? Do you anticipate any adjustments in income due to promotions, relocations, retirement, inheritance, or pensions? Are you expecting a change with regard to your investments? When it comes to investment strategies, are you conservative, aggressive, or somewhere in between? Tracy TrudeauLoan Officer Rancho Financial Mortgage, Inc. Phone: (858) 216-4385 Fax: (858) 731-8320 License: DRE# 1205152, NMLS# 277768 tracy@tracytrudeau.com Tami winbury Keller Williams Realty http://www.venturacountyhomesforsale.net